LET’S TALK ABOUT
DEALS & LOANS
NOT EVERY DEAL IS A DEAL
Every investor believes his or her deal is the best deal ever!
And while we don’t want to squash their dreams, we also have to keep things real.
Lenders will provide funds for deals they believe in, not deals the investor believes in.
Our job is to close loans, but more than that, our job is to educate, protect & earn investors’ trust.
CORE LOAN PRODUCTS
These are the ONLY loans we offer:
Fix & Flip
DSCR Purchase
DSCR Cash-Out Refinance
DSCR Rate & Term Refinance
Ground-Up Construction
Small & Large Multifamily
Our lenders have very specific appetites.
We do not offer second position lending.
We do not offer gap lending.
Please keep it between the lines :)
How Deals Flow
Lead → Intake → APC Review → Pricing & Soft Terms → Investor Terms Acceptance → Lender Placement → Docs → Underwriting → Closing
Red Flags That Kill Deals
Unclear exit strategy
Unrealistic ARV
Unrealistic rental income
Credit score below 620
Little to no liquidity
Weak borrower experience
County population less than 25,000
Incomplete documentation
There are some things that we can get around, but these are the most common roadblocks that come up.
What We Expect
We have the highest standards here at APC - for ourselves, our loan originators, our borrows and our lenders. Let’s talk about how we are leading the industry.